What are the advantages of obtaining my care from in-network dentists?
There are several advantages when you go in-network. Generally: • You don’t need to pay a deductible, or your deductible is lower than when you go out-of-network. • You don’t need to submit claim forms and wait to be reimbursed by your plan. • With some plans, you pay a smaller percentage of coinsurance when you go in-network. With other plans, you only pay a copayment (fixed dollar amount) at the time you receive covered services. With these plans, after you pay your copayment, you owe no more payments for the covered services.